Advocate B.K. Singh - Senior DRT Lawyer.

Advocate B.K. Singh is a DRT/DRAT lawyer known for handling SARFAESI and bank recovery matters before the Debt Recovery Tribunal and DRAT. With years of experience in banking litigation and strategic advisory, he represents borrowers, guarantors, MSMEs, professionals, and institutions in disputes involving possession and auction actions, recovery proceedings, interim relief, and settlement/OTS negotiations.

Clients rely on Advocate B.K. Singh for clear legal advice, precise drafting, and strategic representation—especially in complex DRT/DRAT and SARFAESI matters involving possession and auction challenges, recovery proceedings, interim stay applications, guarantor liability, documentation gaps, and settlement/OTS negotiations.

Practice Before DRT Benches, High Courts & Supreme Court

• DRT Litigation & SARFAESI Defence
• Securitisation Applications (SA) under Section 17 against illegal bank measures
• Challenges to notices under Section 13(2) and actions under Section 13(4)
• Stay matters for possession, recovery action, and e-auction timelines
• DRAT Appeals & Interim Relief
• Appeals against DRT orders with urgent interim protection where required
• Strategy on statutory deposit and procedural compliance for faster outcomes
• Drafting, filing, and arguing interim applications with strong documentation
• Possession, Auction & Valuation Disputes
• Objections to possession notices, sale notices, and auction proceedings
• Challenges based on service defects, procedural violations, and timeline irregularities
• Disputes relating to valuation, reserve price, and auction terms where rights are impacted
• Borrower, Guarantor & MSME Protection
• Defence for guarantors and co-borrowers in recovery and enforcement actions
• Support for MSMEs in secured loan disputes and recovery proceedings
• Documentation review to identify gaps and strengthen the defence
• Settlement / OTS & Restructuring Support
• One Time Settlement (OTS) planning and negotiation support with legal safeguards
• Loan restructuring and regularisation strategy to reduce risk and avoid escalation
• Closure documentation and compliance steps to prevent future recovery action

Legal Philosophy: Honesty. Clarity. Results.

Three core commitments guide Advocate B.K. Singh’s work in DRT/DRAT and SARFAESI matters:

• Integrity: Straight advice, lawful strategy, and zero false promises—only what is genuinely possible in your case.
• Transparency: Clear updates on timelines, documents needed, risks, costs, and the next steps at every stage.
• Results: A focused plan aimed at practical relief—stay against possession/auction, strong pleadings, and enforceable outcomes.

Why Clients Choose Advocate B.K. Singh

• Years of experience in DRT/DRAT litigation and SARFAESI strategy
• Support from the first bank notice to the final hearing/appeal
• Strong command over loan documentation, notices, statements, and procedural compliance
• Regular practice and structured drafting for urgent interim relief matters
• A client-friendly approach for borrowers, MSMEs, builders, professionals, and guarantors

He supports clients across sectors—salaried individuals, small businesses, professionals, and institutions—by providing responsible, time-bound, and evidence-driven legal representation.

• What We Can Do for You
• Review and response strategy for SARFAESI notices (including Section 13(2) and 13(4) actions)
• Drafting and filing DRT documents such as Securitisation Applications (SA), interim stay applications, replies, affidavits, and objections
• Challenges to possession notices, sale notices, and e-auction proceedings with urgent relief where available
• DRAT appeals against DRT orders, including interim protection and deposit strategy guidance
• Settlement/OTS and restructuring support with legally safe documentation to prevent future recovery action