Advocate B.K. Singh leads the DRT practice at Legals365.

Advocate B.K. Singh is a trusted name in DRT/DRAT and SARFAESI litigation, known for handling complex bank recovery and secured asset enforcement disputes before the Debt Recovery Tribunal and DRAT. As Senior DRT Counsel at Legals365, he brings years of courtroom experience for borrowers, guarantors, MSMEs, professionals, and institutions across India. His work blends practical strategy with documentation-driven advocacy in matters such as SARFAESI possession and e-auction challenges, Section 17 Securitisation Applications, interim stay and urgent relief, DRAT appeals against DRT orders, bank/ARC recovery actions, and settlement/OTS negotiations with proper legal safeguards.

He appears regularly before DRT benches across India, and also represents clients before DRAT and allied High Courts and the Supreme Court in connected banking and recovery matters. Having handled high-stakes disputes across Delhi-NCR, Karnataka, Uttar Pradesh, Haryana, Punjab, Bihar and beyond, he is known for meticulous drafting, clear practical guidance, and outcomes that are lawful, workable, and sustainable.

Advocate B.K. Singh's areas of expertise as an advocate are:

• DRT Litigation & SARFAESI Proceedings
• Drafting and defence of Securitisation Applications (SA) under Section 17 against illegal bank measures.
• Challenges to actions under Sections 13(2) and 13(4), including possession and recovery steps.
• High Court writs in connected banking matters involving jurisdictional errors or procedural lapses.


• Possession, Auction & Recovery Disputes
• Representation in possession notices, sale notices, and e-auction proceedings.
• Challenges based on service defects, valuation/reserve price issues, and timeline violations.
• Urgent interim stay applications to prevent irreversible loss of secured assets.


• DRAT Appeals & Interim Relief
• Appeals against DRT orders with focused interim protection strategy.
• Advisory on statutory deposit requirements and compliance for maintainable appeals.
• Meticulous drafting and argumentation for time-sensitive appellate relief.


• Borrower, Guarantor & MSME Defence
• Defence for guarantors and co-borrowers facing recovery action.
• Support for MSMEs and businesses in secured loan disputes and enforcement matters.
• Documentation review to identify gaps, inconsistencies, and compliance failures.


• Settlement, OTS & Compliance Strategy
• One Time Settlement (OTS) planning and negotiation with legal safeguards.
• Loan restructuring and regularisation strategy to avoid escalation.
• Closure documentation and monitoring to prevent future recovery action.

Honesty, openness, and results are the main ideas behind the law.

Every day, three values guide the practice:

• Integrity: Ethical, law-first advocacy that advances ecological justice.
• Transparency: means getting clear updates on strategy, timelines, risks, and ways to stay compliant.
• Results: Enforceable outcomes with measurable environmental improvement.

Why do clients have faith in Advocate B.K. Singh?

• Years of specialised environmental and regulatory litigation
• End-to-end support from initial notice to final order and closure
• Science-led case building using monitoring data, GIS and accredited lab evidence
• Regular appearances across all major DRT zones in India
• Client-centric approach for both impacted communities and compliant businesses

He advises NGOs, enterprises, officials, farmers and neighbourhood groups on policy-level litigation and robust enforcement on ground.

• Online consultations for urgent DRT/DRAT relief and SARFAESI timelines
• Drafting and legal research for Securitisation Applications, objections, replies, and appeals
• Appearances before DRT benches, DRAT, and concerned High Courts
• Strategic guidance on compliance with tribunal directions, bank procedures, and recovery regulations

The mission is to strengthen the rule of law in DRT/DRAT and SARFAESI matters through precise, time-bound legal action that protects rights and delivers practical outcomes.

• What We Offer
• Review and response strategy for SARFAESI and bank recovery notices, including Section 13(2) and 13(4) actions
• Drafting and filing of DRT documents such as Securitisation Applications (SA), replies, affidavits, and rejoinders
• Urgent interim stay applications against possession, recovery action, and e-auction proceedings
• DRAT appeals against DRT orders, including advisory on statutory deposit and maintainability
• Settlement/OTS planning, restructuring guidance, and documentation strategy to prevent future recovery action